Streamline
payments for
global workforces
Simplify your global payment operations with a regulated payment provider that delivers precise, compliant, and on-time payments for salaries, contractors, tax authorities, and more in 160+ countries.
Proudly powering
Payment platform features
Processing cross-border payments for workers, authorities, and vendors comes with unique obstacles at every turn—from navigating local compliance to managing time-consuming manual tasks, and more. Our Payments OS transforms it all into one automated flow. Combining deep payroll and payment expertise with advanced technology and Tier-1 global banking infrastructure, we streamline every step from funding to reconciliation, and ensure every transaction is locally compliant, cost-efficient, and trackable — delivered on time, across 160+ countries through one unified platform.
One platform for
global payments
95%
Same-day payments
99.7%
Successful payment delivery
$34B
Processed annually
Payments API
Integrate payments directly into your process quickly and easily, customizing the API. Streamlines integration, reducing development time and costs
Flexible funding
Fund in 15 major currencies, with all funds segregated, safeguarded, and secured. Overcomes limitations over funding options
Flexible payouts
Pay to people’s bank accounts, card, and wallets in 130+ currencies. Eliminates currency conversion hassles
Advanced screening
Proactive AML and fraud checks avoid delays and safeguard transactions. Detects issues before they occur and mitigates financial risks
Recurring payments
Set up automatic recurring payments in pre-defined intervals. Eliminates manual repetition on payment processing
Land date setup
Set up the desired land date, making sure payment always arrives on time. Mitigates payment delays due to unforeseen checks and screenings
Rule-based access
Set permissions and approval chain to comply with data privacy rules. Mitigates unauthorized access risks
Data connector
Automatically transform your payroll data to payment data and execution. Reduces time spent with integrations well as data inconsistencies
Split payments
Split transaction in multiple currencies at one click. Simplifies complex arrangements, avoiding multiple payment processes
Process global payments through Papaya’s local routes, avoiding costly correspondent banks and slow delivery speeds. Leveraging the secure global banking infrastructure of J.P. Morgan and Citibank, the Payments OS automatically selects the most efficient payment route, optimizing both speed and cost.
Optimized payment rails for global scale
FAQs
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Papaya Global’s payment services are offered through Azimo, Papaya’s licensed payments arm. Azimo is a payment services provider regulated in five Tier-1 jurisdictions. These licenses allow Papaya, together with its partners, to provide workforce payments worldwide. For further information on Azimo’s licenses worldwide, check our licensing page.
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Payment platform features
Global payment reach
Fund in 15 major currencies, and pay beneficiaries through local routes, in the local currency of 160+ countries.
Pay compliantly and on time
Every payment is processed according to local compliance requirements. Set exact land dates to ensure on-time delivery.
End-to-end visibility
Track every payment from initiation to final delivery. Monitor balances, transactions, and payment status in real-time.
One platform, Global reach
Automated & Compliant
Tier 1 banks: J.P. Morgan & Citi
